Tax & Salary

Learn to decode your salary structure, optimize taxes, and boost your take-home pay.

How to Use NPS to Save Tax and Build Wealth (with Calculator)

Leave a Comment / Saving Tips, Tax & Salary /

You’ve Probably Heard of NPS… But Are You Using It Smartly? 💭 Most salaried Indians have heard of the National Pension System (NPS).But here’s the truth: Only a small percentage use it right — and fewer truly understand how powerful it is. Done right, NPS can: This post shows you how to use NPS smartly […]

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The 50-30-20 Rule for Salary Planning in India (With Real-Life ₹30K, ₹50K & ₹70K Examples)

Leave a Comment / Budgeting & Planning, Tax & Salary /

Managing your salary wisely can feel overwhelming, especially when monthly expenses keep rising. Whether you’re earning ₹30,000 or ₹1,00,000 a month, the secret isn’t in earning more — it’s in budgeting smarter. Enter the 50-30-20 rule — a simple yet powerful method to plan your income without spreadsheets or stress. In this guide, we’ll explain

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